Wealth2b - Automated investments on your platform

How It Works

Segregated Accounts

Users invest in this product through segregated investment accounts, enhancing security and regulatory compliance.
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Portfolio Personalization

Risk Assessment: Users complete an interactive questionnaire to determine their risk tolerance.
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Continuous Monitoring and Adjustments

Automatic Rebalancing: The platform regularly makes adjustments to keep the portfolio aligned with the user's preferences.

Instant Fund Credit

Wealth2B offers the ability to implement instant fund crediting.
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Instruments

Wealth2B recommends a globally diversified investment portfolio, optimized for the long term and adjusted to each user's risk tolerance. The goal is to achieve diversification across currencies, sectors, and geographies.

Asset Classes

Potential investments are classified into six categories, each containing sub-categories from which Wealth2B selects instruments according to the needs of our clients:

Cash and Equivalents	Equities	Fixed Income	Natural Resources	Real Estate	Speculative
T-Bills/Notes	US Stocks	US High Yield Bonds	Energy	US REITs	Cryptocurrency
FDIC bank Sweep	Emerging Markets Stocks	Emerging Markets Bonds	Precious Metals	Global REITs	Others
	Developed Markets Stocks	US Government Bonds
		US Corporate Bonds
		Developed Government Bonds
		Developed Corporate Bonds

ETF Selection

Our clients, together with Wealth2B, select the asset classes to be included in the product. Once selected, Wealth2B chooses the ETFs based on three variables:

Annual Costs

Measured by the expense ratio, prioritizing lower-cost options to maximize net returns.

Liquidity

Measured by average traded volume, prioritizing higher liquidity.

Sector Exposure

Measured by tracking error, prioritizing those with minimal deviation from the target index.

The ETFs with the best metrics in these variables are used in clients' portfolios.

Product Expansion

By integrating with Automatic Portfolio, our clients can quickly include more and new competitive and attractive investment opportunities that are automatically added to users' portfolios.

Monetization

Our clients are free to set the prices for all our products as they see fit. Real examples from clients include:

Management Fees

The typical way to charge for investment management services is through a management fee as a percentage of Assets Under Management.

Subscription Model

Offer access to the Global Portfolio through subscription plans, adding value to your investment product offerings.

Bundled Services

Include the Global Portfolio as a premium feature when users subscribe to a variety of other investment products offered through Wealth2B.

Simulator

With our API, you can offer your end customers an intuitive and automated investment experience, like the one shown below, on which you can design a custom UX/UI.

Welcome!

To generate an investment recommendation, we first need to understand your risk tolerance. We will ask you a few questions to get to know you better.

Your Investment Profile

Projected Return:

Projected Risk:

Asset	Allocation

Investment Confirmed!

Your investment has been successfully completed.

Your portfolio will be managed automatically, and any deposits will be invested accordingly.

You will receive an email confirmation shortly.

Purchased Assets

Name	Amount	Ticker	Execution Price

Automatic Portfolio

An integrated robo-advisor within your platform that facilitates automatic investments in a diversified portfolio of international stocks, bonds, real estate, and commodities, designed for medium- and long-term growth.