Once our API is integrated, you only need to focus on creating the user experience, setting your service prices, and handling customer service. Wealth2B takes care of everything else.

Wealth2B serves fintechs and banks worldwide and opens investment accounts for end users in most countries, excluding territories on blacklists or with sanctions.

Wealth2B allows you to launch investment products within weeks without the need to build a specialized structure or obtain new regulatory licenses. Our automated management service enables a broader range of people to delegate their investments, overcoming the barriers of the traditional industry that requires high investment minimums.

The integration of our APIs is quick and efficient, with technical support, documentation, and a sandbox environment available. Additionally, our compliance team conducts a regulatory analysis and provides a compliance manual to facilitate the integration. We also design a fund flow tailored to each client and conduct due diligence to ensure account security.

Our clients have the flexibility to define their own monetization model for investment products. Wealth2B also offers the option to charge directly from users' investment accounts.

Wealth2B only offers segregated investment accounts with an authorized and regulated custodian in the U.S. We do not offer omnibus accounts.

Wealth2B allows individual transfers (via SWIFT, Wire, or ACH) and bulk transfers to facilitate operations. We also offer access to a line of credit for immediate fund crediting, subject to conditions.

Wealth2B does not report holdings or income generated to any tax authorities. Users are responsible for their own tax declarations. Generally, we use Form 1042-S to report dividends and tax withholdings, but depending on the user's tax residence, other IRS-required forms may be used.

Through our partners, we hold regulatory licenses in the U.S. as an Investment Advisor, Broker-Dealer, and Custodian. However, each client is responsible for analyzing regulatory limitations in the territories where they operate outside the U.S. Wealth2B offers consulting services for this analysis and has agreements with regulated entities in LATAM to meet the regulatory needs of our clients in the region.